Build something bigger

     When business expansion opportunities or the possibilities of a new business idea arise, you have the power to take immediate advantage of them with Indexia Finance.

With maximum commercial real estate loans, payment flexibility, a special Surrogate Income Programmer, a lack of finance need never be an issue.

Our higher loan eligibility enables you to avail of the greatest possible property finance, and eliminates any need to compromise on your choice of commercial property – whether it is for expanding an existing business or building a new one, whether you are salaried or self-employed.

We understand the truth in the old adage that time is money when you’re in business, which is why you can apply for your Commercial Property Purchase Loans online, and have the documents delivered to your doorstep.

Don’t just build a business; lay the foundations for big ambitions.

Features and Benefits

• Maximum loan amount for purchase of property,

• Higher loan eligibility,

• We cater to the needs of all segments - Salaried, Self Employed,

• Flexibility of loan tenor,

• Easy repayment option by way of simple EMIs,

• Special 'No income document' program,

• Balance Transfer. Our balance transfer advantage helps you to easily transfer an existing loan from another financial institution or bank to us at attractive rates. What's more? We even top it up you by providing a higher loan amount over and above your existing loan.

Eligibility

• Minimum Age of Applicant: 21 years,
• Business / Service Continuity,
• Residency stability,
• Minimum Gross Annual Income of R200,000,
• Salaried / Self employed professional and Self employed non professional,
• All loans will be at the sole discretion of the company.

Documents

Individual

• Application form,
• Passport copy / PAN Card / Ration card,
• Passport sized photographs of all applicants / co-applicants,
• Latest Form 16 and 3 months salary statement,
• Latest 6 month bank statement,
• Repayment track record, if any

Sole Proprietor/Partnership/Pvt Ltd company

• Application form,
• Passport copy / PAN Card / Ration card,
• Office address proof,
• Passport sized photographs of all applicants / co-applicants,
• Certified copies of MOA / AOA /Partnership deed,
• Repayment track record,
• 2 years audited financials,
• 2 yrs ITR of directors/partners,
• 6 months bank statement of main operating account,
• Professional qualification certificate in case of Doctors / CA / Lawyers / Architects.