Car Loan in Chennai

Click to Apply for Car Loan in Chennai

 

Looking for the Best Car Loan?? If it’s what you are searching for, then you are at the right spot!! Because at Indexia Finance, getting a car loan is a lot simpler. We, at Indexia Finance, give you access to various leading and prominent banks in the country. To avail of our services, all you need to do is just fill out the online form (will take just a few minutes). After you submit your details, we let the banks (with whom we have partnered), evaluate your details to provide you with an appropriate deal. Indexia Finance provides a Car Loan Chennai, which means we provide a Car loan in Chennai for your doorstep facility, as now the right bank will come to your doorstep. You can apply online for a Car loan in Chennai at lowest rate of interest.

If you just go to a showroom and pick out a car and do the financing, you could get the car, but in all probability would also end up paying some thousands of rupees more than you should have. Today, the Internet has revolutionised the way we buy cars. So it is important to educate yourself beforehand, about how to get the best deal when you buy a car.

Buying a car, now, has become easier than ordering a home-delivered pizza. Banks today provide easy finance schemes where you can drive away with a car. However deciding on the right car loan is very challenging. You may be confused about which one is beneficial for you and might end up with one that has various “invisible” strings attached to it.

Required Documents For Car Loan Chennai

The required documents for Car Loan Chennai are as below;

Common Documents

  • 2 Photographs of each applicant & co-applicants
  • Passport of each applicant & co-applicant
  • Utility Bill of office and residence (latest month) for each applicant & co-applicant
  • Pan Card Copy each applicant & co-applicant

In the case of Salaried

  • Employment certificate from the employer
  • Copies of payslips for the last 6 months and TDS certificate
  • Last 2 Years Form 16 issued by employer Bank statements

Income Documents

  • 3 years ITR, computation of income, P&L, Balance sheet, +all Annexure & schedule, Dr. & Cr. List. (self & CA attested)
  • 3 years ITR, computation of income, P&L, Balance sheet of individual
  • The last 12 months’ bank statements of the individual
  • The last 12 months’ bank statement of the company, and all the EMI reflections if any loans going on
  • Sanction letter of all Loans & OD/CC (if any)
  • Sales & Purchase Summery – last 3 years (till date)
  • & Cr. List – last 3 years (till date)

Additional Documents

  • MOA & AOA copy / Partnership Deed
  • List of Directors/ Partners & Shareholders
  • Pan card copy of Company
  • Business Proof (Shop & Establishment Certificate, VAT, Sales Tax, Service Tax, IEC)